Keeping your loan up-to-date

If you have a Payroll Loan, the main method of payment is through your company’s payroll.
Payments can also be done at any of our branches nationwide, via the expressPay app or at any GCB branch.

Branch deposits:

  • Simply go into your nearest afb branch
  • Click here for a full list of our branches
  • Please always use your contract number or staff ID as reference when making payment

Make payments using expressPay:


  • Download the expressPay app to your phone for free
  • Sign up if you don’t already have an account
  • Login and select “AFB”
  • Select your preferred payment method (bank card or mobile money)
  • Use your contract number as the reference
  • Review your payment and click “Pay”

Bank deposits:

Reference reminder

Deposit cash directly at the following banks:

Bank: GCB
Account name: afb Ghana
Account number: 12711 3000 9644
Branch: Kwame Nkrumah Circle

Bank: Fidelity Bank
Account name: AFB GHANA LTD
Account number: 1070030995378
Branch: Ridge – Accra

Bank: Barclays Bank
Account name: AFB GHANA LTD
Account number: 1275601
Branch: High Street – Accra

Mobile wallets:

Reference reminder

  • MTN: 0541-946750
  • Tigo: 0277-702030
  • Airtel: 0266-081331

Note: It is important to always keep your proof of payment regardless of your payment method.